{"id":38763,"date":"2025-03-20T10:04:05","date_gmt":"2025-03-20T10:04:05","guid":{"rendered":"https:\/\/dev.tradesilvania.com\/xapo-bank-launches-bitcoin-backed-loans-up-to-1-million\/"},"modified":"2025-03-20T10:04:05","modified_gmt":"2025-03-20T10:04:05","slug":"xapo-bank-launches-bitcoin-backed-loans-up-to-1-million","status":"publish","type":"post","link":"https:\/\/www.tradesilvania.com\/en\/news\/xapo-bank-launches-bitcoin-backed-loans-up-to-1-million\/","title":{"rendered":"Xapo Bank launches Bitcoin-backed loans up to $1 million."},"content":{"rendered":"<p>\n                <img decoding=\"async\" src=\"https:\/\/www.tradesilvania.com\/wp-content\/uploads\/2025\/12\/Xapo-Bank-launches-Bitcoin-backed-loans-up-to-1-million.-1.png\" alt=\"Xapo Bank launches Bitcoin-backed loans up to $1 million.\" \/>\n            <\/p>\n<p>Xapo Bank has announced the launch of a new loan service that allows customers to use their held <a href=\"https:\/\/tradesilvania.com\/en\/prices\/bitcoin?ref=tradesilvania.com\" rel=\"noreferrer\">Bitcoin<\/a> as collateral, providing access to amounts of up to $1 million. This initiative marks a significant step in integrating cryptocurrencies into traditional financial services.<\/p>\n<p>The service allows eligible members to borrow up to 40% of the value of their Bitcoin holdings, with a maximum loan limit of $1 million per loan. Customers can choose terms of 30, 90, 180, or 365 days, benefiting from variable interest rates adjusted daily based on the benchmark rates set by the Federal Reserve Bank of New York. The application process is simplified, and funds are available instantly upon approval.<\/p>\n<p>Xapo Bank, known for its early adoption of cryptocurrencies, is headquartered in Gibraltar, a British overseas territory, making it one of the first traditional banks to combine conventional banking services with crypto.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>            Xapo Bank has announced the launch of a new loan service that allows customers to use their held Bitcoin as collateral, providing access to amounts of up to $1 million. This initiative marks a significant step in integrating cryptocurrencies into traditional financial services.<\/p>\n<p>The service allows eligible members to borrow<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[95],"tags":[99,98],"class_list":["post-38763","post","type-post","status-publish","format-standard","hentry","category-news","tag-en","tag-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Xapo Bank launches Bitcoin-backed loans up to $1 million.<\/title>\n<meta name=\"description\" content=\"Xapo Bank launches Bitcoin-backed loans \u2013 borrow up to $1 million using Bitcoin as collateral with flexible terms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tradesilvania.com\/en\/news\/xapo-bank-launches-bitcoin-backed-loans-up-to-1-million\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Xapo Bank launches Bitcoin-backed loans up to $1 million.\" \/>\n<meta property=\"og:description\" content=\"Xapo Bank launches Bitcoin-backed loans \u2013 borrow up to $1 million using Bitcoin as collateral with flexible terms.\" \/>\n<meta property=\"og:site_name\" content=\"Tradesilvania\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-20T10:04:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tradesilvania.com\/wp-content\/uploads\/2025\/12\/Xapo-Bank-launches-Bitcoin-backed-loans-up-to-1-million.-1.png\" \/>\n<meta name=\"author\" content=\"Ciprian Dobrescu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ciprian Dobrescu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.tradesilvania.com\/en\/news\/xapo-bank-launches-bitcoin-backed-loans-up-to-1-million\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.tradesilvania.com\/en\/news\/xapo-bank-launches-bitcoin-backed-loans-up-to-1-million\/\"},\"author\":{\"name\":\"Ciprian Dobrescu\",\"@id\":\"https:\/\/www.tradesilvania.com\/en\/#\/schema\/person\/8b618e5f08987bd1790437e243343e0e\"},\"headline\":\"Xapo Bank launches Bitcoin-backed loans up to $1 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