{"id":40135,"date":"2025-09-01T11:49:01","date_gmt":"2025-09-01T11:49:01","guid":{"rendered":"https:\/\/dev.tradesilvania.com\/raport-mckinsey-stablecoins-solutia-pentru-remitente-rapide-si-ieftine\/"},"modified":"2025-09-01T11:49:01","modified_gmt":"2025-09-01T11:49:01","slug":"raport-mckinsey-stablecoins-solutia-pentru-remitente-rapide-si-ieftine","status":"publish","type":"post","link":"https:\/\/www.tradesilvania.com\/ro\/news\/raport-mckinsey-stablecoins-solutia-pentru-remitente-rapide-si-ieftine\/","title":{"rendered":"Raport McKinsey: Stablecoins, solutia pentru remitente rapide si ieftine"},"content":{"rendered":"<p>\n                <img decoding=\"async\" src=\"https:\/\/www.tradesilvania.com\/wp-content\/uploads\/2025\/12\/McKinsey-Stablecoins-emerge-as-a-faster-cheaper-remittance-solution-1.jpg\" alt=\"Raport McKinsey: Stablecoins, solutia pentru remitente rapide si ieftine\" \/>\n            <\/p>\n<p>Stablecoins sunt utilizate tot mai des ca alternativa la retelele traditionale de plati internationale, datorita costurilor reduse si vitezei de procesare. Un raport McKinsey arata ca volumul platilor transfrontaliere a depasit 179 trilioane de dolari in 2023, iar cererea pentru solutii mai rapide si mai ieftine este in crestere.<\/p>\n<p>PayPal a inceput sa foloseasca propriul stablecoin, PYUSD, pentru a procesa plati prin Xoom, evitand restrictiile impuse de programul bancar clasic. Compania promoveaza utilizarea monedelor digitale pentru a reduce taxele si a facilita accesul la servicii financiare.<\/p>\n<p>Consultantii financiari sustin ca stablecoins pot imbunatati eficienta companiilor cu operatiuni globale, oferind timpi mai rapizi de decontare si costuri mai mici pentru remiteri. Mark Nichols, de la Ernst &amp; Young, a declarat ca interesul corporatiilor pentru aceste instrumente creste in special in domeniile e-commerce, payroll si servicii pentru comercianti.<\/p>\n<p>Adoptia stablecoins ar putea contribui la reducerea timpului de procesare de la cateva zile la cateva secunde, precum si la diminuarea comisioanelor care, conform Bancii Mondiale, sunt in prezent in jur de 4,26% pentru un transfer de 500 de dolari.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>            Stablecoins sunt utilizate tot mai des ca alternativa la retelele traditionale de plati internationale, datorita costurilor reduse si vitezei de procesare. Un raport McKinsey arata ca volumul platilor transfrontaliere a depasit 179 trilioane de dolari in 2023, iar cererea pentru solutii mai rapide si mai ieftine este in crestere.<\/p>\n<p>PayPal<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[97],"tags":[98,108],"class_list":["post-40135","post","type-post","status-publish","format-standard","hentry","category-news","tag-news","tag-ro"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Raport McKinsey: Stablecoins, solutia pentru remitente rapide si ieftine<\/title>\n<meta name=\"description\" content=\"Stablecoins reduc costuri si timp in plati internationale. Stablecoins devin alternativa rapida pentru remitente globale.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tradesilvania.com\/ro\/news\/raport-mckinsey-stablecoins-solutia-pentru-remitente-rapide-si-ieftine\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Raport McKinsey: Stablecoins, solutia pentru remitente rapide si ieftine\" \/>\n<meta property=\"og:description\" content=\"Stablecoins reduc costuri si timp in plati internationale. 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