Promotorii Blockchain din Africa sunt optimi\u0219ti \u00een privin\u021ba poten\u021bialului acestui Continent<\/strong><\/p>\nConferin\u021ba Blockchain Africa a produs un ritm de optimism pentru ca Africa s\u0103 devin\u0103 o for\u021b\u0103 motrice \u00een spatele dezvolt\u0103rii \u0219i utiliz\u0103rii de noi tehnologii bazate pe blockchain.<\/p>\n
\u00cen ultimii ani, blockchain a \u00eenlocuit criptocurrency ca cuv\u00e2nt \u201eit\u201d \u00een spa\u021biul fintech. Este un fapt care a fost oglindit chiar de conferin\u021ba Blockchain Africa, vorbitorii concentr\u00e2ndu-se mai mult pe posibilit\u0103\u021bile ca blockchain s\u0103 r\u0103spund\u0103 la o serie de ineficien\u021be din industrie \u0219i cu at\u00e2t mai pu\u021bin pe tranzac\u021bionarea criptomonedelor \u0219i solu\u021biile tokenizate.<\/p>\n
Africa are propriile sale provoc\u0103ri unice \u00een spa\u021biul global, av\u00e2nd \u00een vedere c\u0103 multe dintre \u021b\u0103rile sale se afl\u0103 \u00een spatele restului lumii \u00een dezvoltarea infrastructurii. \u00cen timp ce liniile de abona\u021bi digitali asimetrici \u0219i conectivitatea la internet prin fibre sunt \u00eenc\u0103 \u00een curs de desf\u0103\u0219urare \u00een multe \u021b\u0103ri, serviciile turnuri mobile au condus la proliferarea sistemelor de pl\u0103\u021bi mobile.<\/p>\n
A spune c\u0103 africanii au luat aceste servicii ar fi o subestimare. Serviciul de plat\u0103 mobil\u0103 M-Pesa este un exemplu primordial care arat\u0103 c\u0103 africanii pot adopta rapid tehnologii care \u00ee\u0219i \u00eembun\u0103t\u0103\u021besc via\u021ba de zi cu zi. Furnizorul de re\u021bele mobile Vodafone estimeaz\u0103 c\u0103 peste 37 de milioane de oameni din \u0219apte \u021b\u0103ri africane folosesc \u00een prezent M-Pesa, care a fost lansat \u00een 2007.<\/p>\n
Acesta este doar un exemplu al modului \u00een care oamenii din Africa au beneficiat de o solu\u021bie viitoare pentru a construi o punte de leg\u0103tur\u0103 pentru oamenii care nu sunt nebanca\u021bi pe continent. \u00cen general, solu\u021biile fintech sunt u\u0219or adoptate \u0219i conduse de \u021b\u0103rile \u0219i companiile africane. Tehnologia Blockchain este deja explorat\u0103 de finan\u021bele comerciale, lan\u021bul de aprovizionare \u0219i sectoarele de identitate auto-suveran\u0103. Problema identit\u0103\u021bii auto-suverane este una deosebit de interesant\u0103 \u00eentr-un context african, av\u00e2nd \u00een vedere dificult\u0103\u021bile cu care se confrunt\u0103 multe persoane de pe continent c\u00e2nd \u00eencearc\u0103 s\u0103 ob\u021bin\u0103 documenta\u021bia de identitate. Prin defini\u021bie, SSI se refer\u0103 la o situa\u021bie \u00een care indivizii de\u021bin \u0219i controleaz\u0103 propriile lor acredit\u0103ri de identificare.<\/p>\n
Victor Mapunda, CEO \u0219i fondator al startup-ului FlexFinTx, a f\u0103cut un caz conving\u0103tor pentru o mutare c\u0103tre identit\u0103\u021bile bazate pe digital la conferin\u021ba Blockchain Africa. \u00cen prezentarea sa, datele citate de Mapunda estimeaz\u0103 c\u0103 aproape 400 de milioane de africani nu au creden\u021be de identificare adecvate. Acest lucru duce apoi la o multitudine de dificult\u0103\u021bi, deoarece aceste persoane nu sunt \u00een m\u0103sur\u0103 s\u0103 deschid\u0103 conturi bancare, s\u0103 solicite asigurare sau alte produse financiare.<\/p>\n
S\u0103 fii bancher \u0219i s\u0103 ai asigurare este un lux atunci c\u00e2nd ai \u00een vedere problemele mai profunde care afecteaz\u0103 continentul. Referindu-ne la informa\u021biile furnizate de Funda\u021bia Mo Ibrahim, doar opt \u021b\u0103ri africane au sisteme de \u00eenregistrare a na\u0219terilor care acoper\u0103 90% din popula\u021bie.<\/p>\n
\u021a\u0103ri precum Ciad \u0219i Tanzania sunt capabile s\u0103 acopere doar 12% din na\u0219terile din \u021bar\u0103. \u00cen schimb, Egiptul, Mauritius \u0219i Seychelles sunt singurele trei \u021b\u0103ri africane care \u00eenregistreaz\u0103 decese care acoper\u0103 peste 90% din popula\u021bie.<\/p>\n
Ponderea-cheie este c\u0103 exist\u0103 un decalaj considerabil \u00een furnizarea africanilor de documenta\u021bie vital\u0103 de identificare, care se datoreaz\u0103 \u00een primul r\u00e2nd ineficien\u021belor institu\u021bionale. Prin urmare, captarea datelor \u0219i schimbul de informa\u021bii sunt afectate, l\u0103s\u00e2nd diferite institu\u021bii lipsite de informa\u021bii, incapabile s\u0103 r\u0103spund\u0103 nevoilor publice \u00een mod eficient. Mapunda vine din Zimbabwe \u0219i a \u00eenceput s\u0103 exploreze problema SSI atunci c\u00e2nd s-a confruntat cu propriile dificult\u0103\u021bi \u00een \u00eencercarea de a \u00eenregistra un cont bancar dup\u0103 ce a studiat \u00een str\u0103in\u0103tate. FlexFinTx \u00eencearc\u0103 s\u0103 ofere oamenilor un ID digital prin WhatsApp, ceea ce faciliteaz\u0103 emiterea unui FlexID securizat criptografic de c\u0103tre blockchain-ul Algorand. Utilizatorii au apoi un control auto-suveran asupra modului \u00een care datele lor sunt distribuite. Mapunda a spus c\u0103 popula\u021bia african\u0103 poate apela rapid la solu\u021bii care rezolv\u0103 probleme de anvergur\u0103: \u201eCred c\u0103 africanii, atunci c\u00e2nd vine vorba de adoptarea tehnologiei, sunt unii dintre cei mai dinamici oameni din lume, asta pentru c\u0103, \u00een mare parte, nu avem o mul\u021bime de infrastructuri \u0219i institu\u021bii mo\u0219tenite. Majoritatea lucrurilor cu care am crescut nu au func\u021bionat. \u201d<\/em><\/p>\nMapunda a indicat inova\u021bii, cum ar fi aplica\u021biile de comunicare bazate pe bani mobili \u0219i internet, \u00eembun\u0103t\u0103\u021bind drastic calitatea vie\u021bii africanilor, spun\u00e2nd: \u201eBanii mobili sunt un exemplu excelent. Am s\u0103rit pe ea \u201d, ad\u0103ug\u00e2nd c\u0103 nimeni nu a trebuit s\u0103 o comercializeze \u00een r\u00e2ndul popula\u021biei. El a continuat s\u0103 se extind\u0103 mai departe: \u201eWhatsApp este un exemplu foarte bun de aplica\u021bie care nu avea un singur panou publicitar, dar a reu\u0219it s\u0103 se r\u0103sp\u00e2ndeasc\u0103 ca focul \u00een toat\u0103 Africa. S-a rezolvat o problem\u0103 major\u0103 – costul comunic\u0103rii era prea scump \u0219i este o solu\u021bie natural\u0103 la care oamenii graviteaz\u0103.<\/em> \u201d<\/p>\nAfrica de Sud folose\u0219te Blockchain pentru reducerea somajului<\/strong><\/p>\nComisia preziden\u021bial\u0103 din Africa de Sud privind a patra revolu\u021bie industrial\u0103 consider\u0103 c\u0103 tehnologia blockchain \u0219i inteligen\u021ba artificial\u0103 ar putea ajuta la reducerea \u0219omajului \u00een \u021bar\u0103.<\/p>\n
Comisarul Mpho Dagada a declarat conferin\u021bei Blockchain Africa de la Johannesburg, s\u0103pt\u0103m\u00e2na aceasta, c\u0103 blockchainul poate aduce beneficii economice importante.<\/p>\n
\u201eNe confrunt\u0103m cu dou\u0103 provoc\u0103ri semnificative \u00een \u021bar\u0103: reducerea \u0219omajului \u0219i cre\u0219terea Produsului Intern Brut (PIB)\u201d, a spus el. \u201eA patra creare a politicii revolu\u021biei industriale poate crea o cre\u0219tere economic\u0103 \u00een \u021bar\u0103<\/em>.\u201d<\/p>\nDagada a spus c\u0103 sectorul minier din Africa de Sud, \u00een special, ar putea beneficia de solu\u021bii de g\u00e2ndire avansat\u0103 care utilizeaz\u0103 tehnologia blockchain, \u00een parteneriat cu AI: \u201eEconomia sud-african\u0103 are resurse naturale, un sector de servicii financiare matur \u0219i este o putere economic\u0103 \u0219i politic\u0103. Dac\u0103 puterea Africii este \u00een minerale, lumea se uit\u0103 la modalit\u0103\u021bi mai bune de urm\u0103rire a datelor din spa\u021biul respectiv<\/em>. \u201d<\/p>\nDagada s-a extins pe ideea c\u0103 blockchain-ul ar putea ajuta la oferirea unor perspective mai transparente, axate pe date \u00een sectorul minier: \u201eC\u00e2nd ne uit\u0103m c\u0103tre unde merge lumea, este important s\u0103 ne valorific\u0103m punctele forte \u0219i s\u0103 ne aliniem la asta. Dac\u0103 lumea se \u00eendreapt\u0103 c\u0103tre mai multe sisteme blockchain transparente \u0219i oamenii doresc acest lucru, \u0219tim c\u0103 exist\u0103 for\u021be \u00een minereurile din Africa \u0219i de ce s\u0103 nu le conect\u0103m \u00een partea de sus a sectorului? S-ar putea s\u0103 constat\u0103m c\u0103 vom rezolva problemele pe care le avem, cum ar fi corup\u021bia sau accesul la pie\u021be. Aceste probleme ar putea fi rezolvate prin introducerea acestor solu\u021bii \u0219i permi\u021b\u00e2ndu-le s\u0103 conecteze \u0219i s\u0103 se joace<\/em>. „<\/p>\nCu toate acestea, Dagada a ad\u0103ugat c\u0103 un obstacol major are \u00een vedere talentul local din sectorul Fintech, deoarece tind s\u0103 p\u0103r\u0103seasc\u0103 \u021bara pentru p\u0103\u0219uni mai ecologice. El a men\u021bionat figuri precum fondatorul Civic, Vinny Lingham, care a p\u0103r\u0103sit Africa de Sud \u00eenainte de a face valuri \u00een spa\u021biul blockchain \u0219i al criptomonedelor.<\/p>\n
Dagoda a spus c\u0103 guvernul sud-african are o atitudine pozitiv\u0103 fa\u021b\u0103 de utilizarea criptomonedelor, at\u00e2t timp c\u00e2t utilizatorii respect\u0103 regulile \u0219i reglement\u0103rile.<\/p>\n
\u201ePerspectiva din \u021bar\u0103 este c\u0103 criptomonedele \u0219i tehnologia blockchain sunt un lucru bun \u0219i sunt mai mult dec\u00e2t binevenite. Ceea ce se \u00eencrunt\u0103 este c\u0103 oamenii \u00eei utilizeaz\u0103 gre\u0219it, de exemplu, cineva care se sustrage de la impozit, pleac\u0103 din \u021bar\u0103 \u0219i \u00ee\u0219i ia tot Bitcoinul cu ei. Dar utilizarea, crearea \u0219i interac\u021biunea \u00een limitele legii este mai mult dec\u00e2t binevenit\u0103 de guvern.<\/em>„<\/p>\n\u00cen ceea ce prive\u0219te tehnologia blockchain, CSIR a introdus un mandat pentru a analiza noi domenii \u0219i a derula programe care vor atrage investi\u021bii din sectorul privat \u0219i guvern. Damane a spus c\u0103 sectorul local al blockchainului are nevoie de ajutorul investitorilor \u0219i al factorilor de decizie: \u201eNe-am dat seama c\u0103 putem merge \u00een spa\u021biul blockchain \u0219i s\u0103 dezvolt\u0103m unitatea care merge mult mai departe dec\u00e2t criptomonedele. De\u0219i exist\u0103 abilit\u0103\u021bi tehnologice limitate \u00een \u021bar\u0103, ecosistemul local blockchain este \u00een cre\u0219tere, condus de startup-uri. Spa\u021biul dore\u0219te acum implicarea guvernului.<\/em> \u201d<\/p>\nDamane a dezv\u0103luit, de asemenea, c\u0103 Alian\u021ba Na\u021bional\u0103 Blockchain din Africa de Sud va fi lansat\u0103 \u00een aprilie 2020 pentru a dezvolta oportunit\u0103\u021bi \u00een industria blockchain \u0219i pentru a permite colaborarea cu alte sectoare.<\/p>\n
Proiectele poten\u021biale care folosesc blockchain ar putea include identitatea digital\u0103, eVoting, urm\u0103rirea \u0219i siguran\u021ba alimentelor, asisten\u021ba medical\u0103 \u0219i eTenders. Damane a ad\u0103ugat c\u0103 guvernul inten\u021bioneaz\u0103 s\u0103 introduc\u0103 reduceri fiscale pentru companiile care investesc \u00een cercetare \u0219i dezvoltare.<\/p>\n
Echipa Tradesilvania<\/strong><\/p>\nTradesilvania este excahnge acreditat pentru tranzac\u021biile cu criptomonede, respect\u00e2nd standardele ISO.<\/p>\n
Poti evita capcanele tranzactiilor cu criptomonede si Bitcoin pe exchange-ul Tradesilvania.<\/p>\n
Pastreaza criptomonedere in siguranta cu un Ledger Nano S<\/a> \u00a0de la magazinul Tradesilvania.<\/p>\n","protected":false},"excerpt":{"rendered":" Conferin\u021ba Blockchain Africa a produs un ritm de optimism pentru ca Africa s\u0103 devin\u0103 o for\u021b\u0103 motrice \u00een spatele dezvolt\u0103rii \u0219i utiliz\u0103rii de noi tehnologii bazate pe blockchain.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[97],"tags":[2101,2102,2069,1488,106],"class_list":["post-49413","post","type-post","status-publish","format-standard","hentry","category-news","tag-blockchain-africa","tag-fintech-africa","tag-identitate-blockchain","tag-identitate-digitala","tag-stiri"],"acf":[],"yoast_head":"\n
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